How to Buy USDT (Step-by-Step Guide)

February 17, 2026 USDT buy

Complete beginner guide to buying USDT safely, including fees and network selection.

Step 1: Choose an Exchange

Look for:

strong liquidity
clear fee structure
regulatory compliance in your region

See overview: Best Exchanges for USDT

Step 2: Deposit Funds

Options:

bank transfer
debit/credit card
crypto deposit

Card purchases usually have higher fees.

Step 3: Choose the Trading Pair

Example:

USDT/USD
USDT/EUR
USDT/BTC

Step 4: Use Limit Orders (Recommended)

If liquidity is thin:

avoid market orders
reduce slippage

Step 5: Choose Network for Withdrawal

Compare:

ERC20
TRC20

Details here: USDT TRC20 vs ERC20

Common Mistakes

withdrawing on wrong network
ignoring fees
using low-liquidity venues

FAQ

Can I buy USDT without KYC?

Depends on exchange policies and jurisdiction.

What are typical fees?

Trading fees + withdrawal fees + network fees.