USAT vs USDC: Key Differences Explained

February 16, 2026 USAT USDC comparison

Compare USAT and USDC in liquidity, transparency, regulation, and use cases.

Overview

Both USAT and USDC aim to track $1.
Differences usually appear in liquidity and regulatory positioning.

Comparison Table

Feature	USAT	USDC
Peg	USD	USD
Liquidity	Varies	High
Transparency	Depends on issuer	Regular attestations
Exchange Support	Limited/Developing	Very broad

When to Choose USAT

Specific ecosystem usage
Particular exchange listing

When to Choose USDC

Maximum liquidity
Broad DeFi compatibility

Risks

Both carry:

counterparty risk
regulatory risk
market liquidity risk